PAYE Guide Hub Reviewed 23 July 2026

PAYE Ireland 2026: Tax, Credits, Payslips & Refunds

Practical Irish PAYE guides covering 2026 Income Tax rates, tax credits, Emergency Tax, payslip problems and refunds.

7 practical guides

PAYE Ireland guides

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PAYE Ireland 2026 at a glance

PAYE means Pay As You Earn. It is a collection system rather than one flat tax rate: payroll starts with taxable pay, applies the rate band available for the pay period, calculates gross Income Tax and then deducts the available tax credits. USC, PRSI and other payroll deductions are separate calculations.

2026 referenceAmount or rateWhat it controls
Standard Income Tax rate20%Income inside the available standard-rate band
Higher Income Tax rate40%Income above the available cut-off point
Single-person annual band€44,000€846.16 weekly or about €3,666.67 monthly for a full-year allocation
Single Personal Tax Credit€2,000Reduces Income Tax due
Employee Tax CreditUp to €2,000Reduces PAYE Income Tax for qualifying employment income

Choose the guide that matches your problem

Your questionStart hereWhat the page helps you do
How much PAYE should come from my salary?PAYE Income Tax RatesFollow the 20%/40% calculation and use worked examples
Why are my credits or cut-off point different?Tax Credits and Rate BandsRead your TCC and understand the RPN sent to payroll
Why was so much tax taken in a new job?Emergency TaxIdentify the missing record, stop emergency deductions and follow the correct refund route
Why did PAYE increase this month?PAYE on Your PayslipCheck bonuses, taxable pay, credits, basis and year-to-date figures
Could I be due tax back?PAYE Refund or OverpaymentSeparate a current-year payroll correction from a prior-year claim

How payroll turns salary into PAYE

1. Establish taxable paySalary, overtime, bonuses and taxable benefits may be included; qualifying pension treatment can reduce pay for Income Tax.
2. Apply the available rate bandThe standard-rate portion is taxed at 20% and the remainder at 40%.
3. Deduct available tax creditsCredits can reduce Income Tax to zero but do not create negative PAYE for that pay period.
4. Use the Revenue tax basisCumulative, Week 1/Month 1 or emergency treatment determines which period amounts payroll may use.
5. Add separate deductionsUSC, PRSI, pension and other deductions explain the difference between PAYE and final net pay.

The three records to compare when PAYE looks wrong

Start with the payslip, then compare it with your Tax Credit Certificate in Revenue myAccount and the pay-and-tax submission visible for that employment. The TCC shows your credits, bands and tax basis; the employer receives totals through the RPN. Revenue says payroll information reported by an employer is normally visible in myAccount after it updates overnight.

RecordLook forWho can correct it
PayslipTaxable pay, PAYE, USC, PRSI, basis and year-to-date figuresEmployer/payroll for pay-input errors
Tax Credit CertificateCredits, rate band, USC details and employment identifierRevenue or you through myAccount where the service allows
Revenue pay detailsWhat the employer reported for that paydayEmployer if the payroll submission is incorrect
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Frequently asked questions

What is PAYE in Ireland?

PAYE means Pay As You Earn. An employer or occupational pension provider calculates and deducts Income Tax through payroll and pays the deduction to Revenue.

What are the PAYE rates in Ireland for 2026?

Income Tax is generally charged at 20% within the relevant standard-rate band and 40% on income above it. Tax credits are then deducted from gross Income Tax.

Does PAYE include USC and PRSI?

The PAYE payroll system processes these deductions, but PAYE Income Tax, USC and PRSI are separate charges with different rules. A PAYE-only estimate is therefore not the same as net pay.

How much PAYE should I pay?

It depends on taxable pay, tax status, rate-band allocation, tax credits and tax basis. Use the PAYE Calculator for an annual estimate, then compare its assumptions with your TCC and payslip.

Why can two people on the same salary pay different PAYE?

They may have different credits, marital assessment, standard-rate bands, pension treatment, benefits, job allocations or payroll bases.

Is PAYE calculated weekly or annually?

The liability is annual, but payroll applies apportioned credits and rate bands each payday. Revenue divides full-year amounts by 52, 26, 12 or 13 depending on pay frequency.

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